Frequently Asked Questions
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Yes, you can repair your credit on your own. However, it can be a time-consuming and complex process, as it involves understanding credit laws, communicating with credit bureaus and creditors, and developing a plan to improve your credit. Many people choose to hire credit repair companies to assist them.
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The time it takes to repair your credit can vary depending on the complexity of your situation. Some credit repair issues can be resolved within a few months, while others may take longer. It is important to be patient and consistent in your efforts to improve your credit.
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Credit repair cannot remove accurate negative information from your credit report. However, if you find any errors or inaccuracies on your report, you have the right to dispute them with the credit bureaus. If the information is indeed incorrect, it can be removed or corrected.
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While there are legitimate credit repair companies that can assist you in the credit repair process, it is important to be cautious of scams. Research and choose a reputable credit repair company with a good track record and positive reviews.
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Credit repair can help improve your credit score, but it is not a guarantee. The impact on your credit score will depend on various factors, including the severity of your credit issues, your payment history, and your overall credit management.
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The cost of credit repair can vary depending on whether you choose to do it yourself or hire a credit repair company. If you hire a credit repair company, the cost can range from a few hundred to a few thousand dollars. Be sure to understand the fees and services involved before committing to any credit repair service.
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Yes, it is possible to repair your credit after filing for bankruptcy. Bankruptcy stays on your credit report for several years, but you can still work towards rebuilding your credit by making timely payments, managing your finances responsibly, and using credit wisely.
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The eviction removal process varies from person to person. Typically it takes 9-11 weeks however it depends on each individuals unique situation.
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Yes, expediting includes an upcharge price which depends on the expediting package.
Remember, it is always recommended to consult with a financial advisor or credit professional for personalized advice and guidance on credit repair.